Pay off your credit cards and build wealth automatically

Refinance your credit card debt for a lower interest rate while building up your savings with every payment.

We’ll show you a new rate and a plan to build wealth

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Get out of Debt
and into Wealth

Refinance your credit cards, but better

Consolidate your credit cards to lower your rate and free up cash for wealth creation.
A big part of each payment is invested automatically.
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Get rewarded for saving — with a lower rate

Building wealth makes you less risky, helping us get you a better rate.
Typical interest rates are 8 - 18%.
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This isn’t round-up; this is real wealth

Pay down your debt and save for your future, all within the same payment.
This is debt that builds your net worth.
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A $10,000 loan could mean $10,000 in cash

One payment pays down your loan & builds wealth

Each time you make a payment, we invest a big part of that, so you build wealth every month. By the time your loan is paid off, you will have something substantial to show for it.

More Wealth = Less Risk = Better Rate

The savings that are built with each payment also serve as collateral for the loan. More collateral means less risk, so we can reward you with a lower interest rate.

Got questions? Talk to a human.

Our team is happy to jump on a call and walk through any questions.
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Disclosures
‍We've partnered with Helium Advisors LLC, an SEC-registered investment adviser, to bring you investing features. All investment advisory services are provided by Helium. We receive compensation as a percentage of assets managed by Helium for promoting Helium’s investment advisory services. Our partnership with Helium gives us an incentive to refer you to Helium instead of another investment adviser that is not a partner of ours. This conflict of interest affects our ability to provide you with unbiased, objective information about the services of Helium. This could mean that the services of another investment adviser with whom we are not partnered may be more appropriate for you than those of Helium. Investing involves risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. Helium accounts are not bank guaranteed or FDIC insured.

The loan balance projections are based on a refinanced loan with a $10,000 balance, an APR of 14.0%, 60 fully amortizing payments, no down payment, and we assume all payments are made on time. The wealth projection assumes that $117.32 is deposited into the wealth account each month. Wealth projection shown is not adjusted for inflation. Investments are assumed to grow at a 2.9% real rate of return and inflation is assumed to be 3.0%. Actual results may vary.

See Helium Advisor LLC General Disclosures, Form ADV Part 2A, and Form CRS.